Arman Financial Services Ltd.
ShareARMANFIN Competitor Analysis
| ARMANFIN | BAJFINANCE  | CHOLAFIN | MUTHOOTFIN | SHRIRAMFIN | |
|---|---|---|---|---|---|
Overview | |||||
| Current price (₹) As on 30 Sept, 2025, 03:59 PM | 1,444.10 -1.01% | 998.90 0.8% | 1,610.80 1.2% | 3,077.10 0.4% | 616.10 0.7% |
| Market cap (₹ Cr) | 1,515 | 6,20,745 | 1,35,502 | 1,23,536 | 1,15,874 |
Report Card | |||||
| Quality | |||||
| Growth | |||||
| Momentum | |||||
| Value | |||||
Past ReturnsAbsolute Returns Shown | |||||
| 1D | -1.01% | 0.8% | 1.2% | 0.4% | 0.7% |
| 1W | -0.69% | -2.59% | -0.8% | 0.53% | -2.02% |
| 1M | 6.32% | 13.79% | 13.38% | 16.65% | 6.18% |
| 3M | -16.81% | 6.66% | -1.06% | 17.27% | -12.84% |
| 6M | 12% | 11.66% | 5.98% | 29.13% | -6.08% |
| 1Y | -14.71% | 29.68% | 0.17% | 51.44% | -13.88% |
| 5Y | 174.75% | 204.67% | 546.52% | 171.8% | 397.38% |
Income StatementAnnual data as on 30 Sept 2025. All values in ₹ Cr. YoY growth displayed | |||||
| Net Interest Income | 490.68 23.92% | 44,913 23.92% | 13,351 34.74% | 12,802 32.91% | 23,380 12.09% |
NIM (%) | 26.08 -- | 11.24 -- | 7.93 -- | 12.08 -- | 9.56 -- |
| Profit Before Tax | 69.09 -69.71% | 24,659 16.14% | 5,741 24.67% | 7,266 21.16% | 11,522 10.77% |
| Profit After Tax | 52.07 -70% | 19,359 18.22% | 4,260 24.89% | 5,352 19.79% | 8,442 7.77% |
| EPS | 49.67 -74.53% | 268.94 13.53% | 50.72 23.2% | 132.84 23.32% | 50.82 -74.11% |
Balance Sheet & Cash FlowAnnual data as on 30 Sept 2025. All values in ₹ Cr. YoY growth displayed | |||||
| Net Worth | 874.41 7.59% | 96,693 26.56% | 23,667 20.8% | 29,367 16.97% | 56,470 15.37% |
| Total Assets | 2,227 -15.48% | 4,66,127 24.06% | 2,01,887 28.85% | 1,32,860 37.72% | 2,93,722 18.31% |
| Total Outside Liabilities | 1,353 -25.74% | 3,69,434 23.41% | 1,78,220 30% | 1,03,493 45.02% | 2,37,252 19.03% |
| Cash from Operating Activity | 492.82 262.97% | -68,154 6.33% | -32,413 9.16% | -26,525 -92.85% | -43,652 -40.36% |
| Cash from Investment Activity | -48.8 -365.51% | -2,765 61.44% | -2,948 -3.26% | -1,376 -3133.51% | 3,661 1517.84% |
| Cash from Financing Activity | -494.85 -231.47% | 70,527 -14.42% | 39,795 3.44% | 30,041 151.22% | 44,521 61.26% |
| Net Cash Flow | -50.84 -155.04% | -392.05 -115.78% | 4,434 6796.87% | 2,142 222.47% | 4,530 220.8% |
RatiosAnnual data as on 30 Sept 2025. | |||||
| PB | 1.55 | 5.75 | 5.40 | 3.26 | 2.18 |
| ROA | 2.14 | 4.60 | 2.38 | 4.67 | 3.12 |
| ROE (%) | 6.17 | 22.37 | 19.70 | 19.65 | 16.02 |
| Dividend Yield (%) | 0 | 0 | 0 | 0 | 0 |
| Debt to Equity | 1.41 | 3.74 | 7.40 | 3.38 | 4.15 |
