TRUSTMF Liquid Fund Regular - Growth

Q: What are the returns of TRUSTMF Liquid Fund?

The TRUSTMF Liquid Fund is a 4 yrs 5 m old fund and has delivered average annual returns of 5.83% since inception. TRUSTMF Liquid Fund Returns 1-Year 3-Year Since Inception 6.75% 6.87% 5.83%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹1281.4864+0.02% 1 day change	5.83% p.a.	App exclusive #NA View Ranked Funds	₹764 Cr

Historical NAV & returns

NAV: ₹1281.4864 as on Sep 03, 2025

This fund Category average

TRUSTMF Liquid Fund overview

Expense ratio	0.25% as on Aug 31, 2025
Plan type	Regular
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
AUM (Fund size)	₹764 Cr
Lock-in Period	Nil
Age	4 yrs 5 m since Apr 08, 2021
Benchmark	CRISIL Liquid Debt A-I Index
Min. investment	SIP: ₹1000 & Lumpsum: ₹1000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

TRUSTMF Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 01, 2025

Period	This fund	Category average
1 Month	0.44%	0.45%
3 Months	1.41%	1.43%
6 Months	3.21%	3.24%
1 Year	6.75%	6.81%
2 Years	6.98%	7.03%
3 Years	6.87%	6.9%
4 Years	6.09%	6.14%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 77.62203826%

SOV 19.07284837%

AAA 1.962119%

Cash & Call Money 1.24550829%

Top Debt Holdings

Reserve Bank of India 19.06%

ICICI Bank Ltd. 12.95%

HDFC Bank Ltd. 9.73%

ICICI Securities Ltd. 6.52%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.14%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
TRUSTMF Liquid Fund	N.A.	764 Cr	4 yrs 5 m	0.25%
Mirae Asset Liquid Fund	N.A.	14,285 Cr	16 yrs 8 m	0.19%
Mahindra Manulife Liquid Fund	N.A.	1,198 Cr	9 yrs 2 m	0.26%
Sundaram Liquid Fund	N.A.	6,288 Cr	21 yrs	0.32%
JM Liquid Fund	N.A.	2,196 Cr	27 yrs 8 m	0.26%
Quant Liquid Fund	N.A.	1,679 Cr	19 yrs 11 m	0.52%

Fund name	1M	6M	1Y	3Y	5Y	10Y
TRUSTMF Liquid Fund	0.44%	3.21%	6.75%	6.87%	N.A.	N.A.
Mirae Asset Liquid Fund	0.45%	3.28%	6.88%	6.98%	5.61%	6.11%
Mahindra Manulife Liquid Fund	0.45%	3.27%	6.88%	7.0%	5.62%	5.55%
Sundaram Liquid Fund	0.45%	3.26%	6.82%	6.94%	5.58%	6.08%
JM Liquid Fund	0.45%	3.23%	6.8%	6.9%	5.56%	6.18%
Quant Liquid Fund	0.44%	3.13%	6.71%	6.7%	5.67%	6.34%

Fund name	Std. deviation	Beta	Sharpe	Sortino
TRUSTMF Liquid Fund	0.17	0.36	2.0	2.54
Mirae Asset Liquid Fund	0.18	0.37	2.45	3.07
Mahindra Manulife Liquid Fund	0.17	0.34	2.73	3.23
Sundaram Liquid Fund	0.18	0.35	2.28	3.04
JM Liquid Fund	0.16	0.33	2.34	2.77
Quant Liquid Fund	0.17	0.32	1.07	1.38

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.01 vs. 2.92 Underperformed at beating benchmark
Sharpe	2.0 vs. 2.73 Poor risk-adjusted returns
Beta	0.36 vs. 0.85 Less sensitive to market ups & downs
Standard deviation	0.17 vs. 0.16 More volatile performance

Compare TRUSTMF Liquid Fund in detail with

About this fund

About TRUSTMF Liquid Fund

TRUSTMF Liquid Fund Regular - Growth is a Liquid mutual fund scheme from Trust Mutual Fund. This fund has been in existence for 4 yrs 5 m, having been launched on 08/04/2021. TRUSTMF Liquid Fund Regular - Growth has ₹764 Crores worth of assets under management (AUM) as on 31/05/2025 and is small fund of its category. The latest Net Asset Value (NAV) of TRUSTMF Liquid Fund Regular - Growth as of 03/09/2025 is ₹1281.49. The fund has an expense ratio of 0.25%, which is close to what most other Liquid funds charge.

TRUSTMF Liquid Fund Regular - Growth returns of last 1-year are 6.77%. Since launch, it has delivered 5.84% average annual returns.
TRUSTMF Liquid Fund Regular - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, ICICI Bank Ltd., HDFC Bank Ltd., ICICI Securities Ltd., National Bank For Agriculture & Rural Development.

...

Fund AUM	764 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Neeraj Jain

Mr. Jain has done B.E(Mechanical) and PGPM, Finance Prior to joining Trust Mutual Fund, he has worked with Trust Group and Futures First

Jalpan Shah

Mr. Shah is a B.E. (Mechanical) and holds a PGDM. Prior to joining Trust Mutual Fund,he was associated with HSBC Mutual Fund, L&T Mutual Fund, FIL Fund Management Private Limited (Dec 2007-Nov 2012), Lotus India Asset Management Company Private Limited (Sep 2007-Nov 2007) as a Research Analyst, UTI Asset Management Company Private Limited (July 2006-Aug 2007) as a Research Analyst and UTI Asset Management Company Private Limited(May 2004-June 2006) as a Sales & Marketing Manager.

Investment objective

The scheme seeks to provide reasonable returns at a high level of safety and liquidity through investments in high quality debt and money market instruments.

TRUST Mutual Fund details

No. of schemes	10 view all schemes
Total AUM	3,263 Cr as on Jun 30, 2025
Address	801, G Block, Naman Center, Bandra Kurla Complex, Bandra (East), Mumbai, 400051
Phone	+91 22 6274 6000

More funds from TRUST Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
TRUSTMF Money Market Fund	N.A.	110 Cr	7.44%	7.13%
TRUSTMF Short Duration Fund	N.A.	113 Cr	7.94%	6.93%
TRUSTMF Banking & PSU Fund	N.A.	110 Cr	7.63%	6.87%
TRUSTMF Overnight Fund	N.A.	79 Cr	6.11%	6.39%
TRUSTMF Corporate Bond Fund	N.A.	43 Cr	7.46%	N.A.

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of TRUSTMF Liquid Fund?

The current Net Asset Value (NAV) of the TRUSTMF Liquid Fund - Direct Growth plan is approximately ₹1281.4864 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The TRUSTMF Liquid Fund is a 4 yrs 5 m old fund and has delivered average annual returns of 5.83% since inception.

TRUSTMF Liquid Fund Returns

1-Year	3-Year	Since Inception
6.75%	6.87%	5.83%

How much does this mutual fund charge as expense ratio?

The TRUSTMF Liquid Fund - Direct Growth has an expense ratio of 0.25%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The TRUSTMF Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 764 Cr as on May 31, 2025.

To whom does TRUSTMF Liquid Fund lend to?

The top 3 debt holdings of TRUSTMF Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	19.06%
ICICI Bank Ltd.	12.95%
HDFC Bank Ltd.	9.73%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The TRUSTMF Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	77.62203826%
SOV	19.07284837%
AAA	1.962119%

What is risk level of TRUSTMF Liquid Fund?

This is a Liquid fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in TRUSTMF Liquid Fund?

TRUSTMF Liquid Fund Regular - Growth is the regular plan of the fund. For this plan of you pay 0.25% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.1%. That's 0.15% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.15% if you opt for direct plan of TRUSTMF Liquid Fund

How can I redeem my investments in TRUSTMF Liquid Fund?

Redeeming your investments in TRUSTMF Liquid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in TRUSTMF Liquid Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.