Motilal Oswal Ultra Short Term Fund Regular-Growth

Q: What are the returns of Motilal Oswal Ultra Short Term Fund?

The Motilal Oswal Ultra Short Term Fund is a 12 yrs old fund and has delivered average annual returns of 4.32% since inception. Motilal Oswal Ultra Short Term Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 5.7% 5.74% 4.54% 3.71% 4.32%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹16.626+0.01% 1 day change	4.32% p.a.	App exclusive #NA View Ranked Funds	₹572 Cr

Historical NAV & returns

NAV: ₹16.626 as on Sep 03, 2025

This fund Category average

Motilal Oswal Ultra Short Term Fund overview

Expense ratio	1.03% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹572 Cr
Lock-in Period	Nil
Age	12 yrs since Sep 04, 2013
Benchmark	CRISIL Ultra Short Duration Debt A-I Index
Min. investment	SIP: ₹500 & Lumpsum: ₹500
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Motilal Oswal Ultra Short Term Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.37%	0.4%
3 Months	1.22%	1.48%
6 Months	2.83%	3.62%
1 Year	5.7%	7.09%
2 Years	5.87%	7.01%
3 Years	5.74%	6.79%
4 Years	4.98%	5.99%
5 Years	4.54%	5.52%
7 Years	2.72%	5.71%
10 Years	3.71%	6.14%

Asset allocationas on May 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 61.57477746%

A1+ 26.2678732%

Cash & Call Money 11.92861334%

Others 0.2302762%

Top Debt Holdings

Reserve Bank of India 61.59%

Bank Of Baroda 4.27%

IDFC First Bank Ltd. 4.24%

Cholamandalam Investment and Finance Company Ltd. 4.23%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.23%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Motilal Oswal Ultra Short Term Fund	N.A.	572 Cr	12 yrs	1.03%
ICICI Prudential Ultra Short Term Fund	N.A.	16,269 Cr	14 yrs 4 m	0.8%
Sundaram Ultra Short Duration Fund	N.A.	2,551 Cr	17 yrs 8 m	1.48%
Axis Ultra Short Duration Fund	N.A.	6,122 Cr	7 yrs	1.2%
WhiteOak Capital Ultra Short Duration Fund	N.A.	475 Cr	6 yrs 3 m	1.02%
Tata Ultra Short Term Fund	N.A.	4,684 Cr	6 yrs 7 m	1.14%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Motilal Oswal Ultra Short Term Fund	0.37%	2.83%	5.7%	5.74%	4.54%	3.71%
ICICI Prudential Ultra Short Term Fund	0.42%	3.84%	7.43%	7.1%	5.93%	6.99%
Sundaram Ultra Short Duration Fund	0.34%	3.27%	6.38%	6.14%	4.75%	5.18%
Axis Ultra Short Duration Fund	0.38%	3.59%	6.98%	6.67%	5.38%	4.05%
WhiteOak Capital Ultra Short Duration Fund	0.38%	3.45%	6.83%	6.53%	5.31%	3.23%
Tata Ultra Short Term Fund	0.41%	3.52%	7.0%	6.63%	5.3%	3.66%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Motilal Oswal Ultra Short Term Fund	0.2	0.54	-3.65	-4.4
ICICI Prudential Ultra Short Term Fund	0.3	0.72	1.86	2.82
Sundaram Ultra Short Duration Fund	0.28	0.67	-1.21	-1.89
Axis Ultra Short Duration Fund	0.29	0.72	0.57	0.83
WhiteOak Capital Ultra Short Duration Fund	0.27	0.65	0.07	0.1
Tata Ultra Short Term Fund	0.27	0.68	0.44	0.59

View all Ultra Short Duration funds

Key risk & return ratios Compared to other funds in the category

Alpha	0.28 vs. 2.72 Underperformed at beating benchmark
Sharpe	-3.65 vs. 2.23 Poor risk-adjusted returns
Beta	0.54 vs. 0.98 Less sensitive to market ups & downs
Standard deviation	0.2 vs. 0.23 More stable returns

Compare Motilal Oswal Ultra Short Term Fund in detail with

About this fund

About Motilal Oswal Ultra Short Term Fund

Motilal Oswal Ultra Short Term Fund Regular-Growth is a Ultra Short Duration mutual fund scheme from Motilal Oswal Mutual Fund. This fund has been in existence for 12 yrs, having been launched on 04/09/2013. Motilal Oswal Ultra Short Term Fund Regular-Growth has ₹572 Crores worth of assets under management (AUM) as on 31/05/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Motilal Oswal Ultra Short Term Fund Regular-Growth as of 03/09/2025 is ₹16.63. The fund has an expense ratio of 1.03%, which is higher than what most other Ultra Short Duration funds charge.

Motilal Oswal Ultra Short Term Fund Regular-Growth returns of last 1-year are 5.71%. Since launch, it has delivered 4.33% average annual returns.
Motilal Oswal Ultra Short Term Fund Regular-Growth scheme's ability to deliver returns consistently is lower than most funds of its category. Its ability to control losses in a falling market is low.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, Bank Of Baroda, IDFC First Bank Ltd., Cholamandalam Investment and Finance Company Ltd., Union Bank of India.

...

Fund AUM	572 Cr as on May 31, 2025
Scheme document	View Scheme Document

Fund managers

Rakesh Shetty

Mr. Shetty has done B.Com Prior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.

Investment objective

The Scheme seeks to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Motilal Oswal Mutual Fund details

No. of schemes	47 view all schemes
Total AUM	1,09,736 Cr as on Jun 30, 2025
Address	Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai, 400025
Phone	022-39804238 / 1800-200-6626

Frequently asked questions

What is the current NAV of Motilal Oswal Ultra Short Term Fund?

The current Net Asset Value (NAV) of the Motilal Oswal Ultra Short Term Fund - Direct Growth plan is approximately ₹16.626 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Motilal Oswal Ultra Short Term Fund is a 12 yrs old fund and has delivered average annual returns of 4.32% since inception.

Motilal Oswal Ultra Short Term Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
5.7%	5.74%	4.54%	3.71%	4.32%

How much does this mutual fund charge as expense ratio?

The Motilal Oswal Ultra Short Term Fund - Direct Growth has an expense ratio of 1.03%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Motilal Oswal Ultra Short Term Fund currently has assets under management (AUM) or fund size valued at approximately 572 Cr as on May 31, 2025.

To whom does Motilal Oswal Ultra Short Term Fund lend to?

The top 3 debt holdings of Motilal Oswal Ultra Short Term Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	61.59%
Bank Of Baroda	4.27%
IDFC First Bank Ltd.	4.24%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Motilal Oswal Ultra Short Term Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	61.57477746%
A1+	26.2678732%
Cash & Call Money	11.92861334%

What is risk level of Motilal Oswal Ultra Short Term Fund?

This is a Ultra Short Duration fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Motilal Oswal Ultra Short Term Fund?

Motilal Oswal Ultra Short Term Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.03% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.29%. That's 0.74% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.74% if you opt for direct plan of Motilal Oswal Ultra Short Term Fund

How can I redeem my investments in Motilal Oswal Ultra Short Term Fund?

Redeeming your investments in Motilal Oswal Ultra Short Term Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Motilal Oswal Ultra Short Term Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Ultra Short Duration

#NA

Volatility Protection: This fund is one of the best in protecting against volatility in it's category.
Exit Load: This fund has no exit load.
Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.