Invesco India Liquid Fund-Growth

Q: What are the returns of Invesco India Liquid Fund?

The Invesco India Liquid Fund is a 18 yrs 9 m old fund and has delivered average annual returns of 7.08% since inception. Invesco India Liquid Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 6.91% 6.98% 5.59% 6.18% 7.08%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹3624.9688+0.01% 1 day change	7.08% p.a.	App exclusive #NA View Ranked Funds	₹14,427 Cr

Historical NAV & returns

NAV: ₹3624.9688 as on Sep 03, 2025

This fund Category average

Invesco India Liquid Fund overview

Expense ratio	0.22% as on Aug 31, 2025
Plan type	Regular
Exit load	0.007% Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.!
AUM (Fund size)	₹14,427 Cr
Lock-in Period	Nil
Age	18 yrs 9 m since Nov 13, 2006
Benchmark	NIFTY Liquid Index A-I
Min. investment	Lumpsum: ₹5000
Risk	Low to Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Invesco India Liquid Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	0.45%	0.45%
3 Months	1.44%	1.43%
6 Months	3.3%	3.24%
1 Year	6.91%	6.81%
2 Years	7.13%	7.03%
3 Years	6.98%	6.9%
4 Years	6.2%	6.14%
5 Years	5.59%	5.54%
7 Years	5.71%	5.67%
10 Years	6.18%	6.14%

Asset allocationas on Aug 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

A1+ 67.8%

SOV 21.81%

Others 6.06%

Cash & Call Money 4.33%

Top Debt Holdings

Reserve Bank of India 20.01%

ICICI Home Finance Company Ltd. 3.52%

Indian Bank 3.36%

Bank Of Baroda 2.85%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 0.21%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Invesco India Liquid Fund	N.A.	14,427 Cr	18 yrs 9 m	0.22%
Mirae Asset Liquid Fund	N.A.	14,285 Cr	16 yrs 8 m	0.19%
Mahindra Manulife Liquid Fund	N.A.	1,198 Cr	9 yrs 2 m	0.26%
Sundaram Liquid Fund	N.A.	6,288 Cr	21 yrs	0.32%
JM Liquid Fund	N.A.	2,196 Cr	27 yrs 8 m	0.26%
Quant Liquid Fund	N.A.	1,679 Cr	19 yrs 11 m	0.52%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Invesco India Liquid Fund	0.45%	3.3%	6.91%	6.98%	5.59%	6.18%
Mirae Asset Liquid Fund	0.45%	3.28%	6.88%	6.98%	5.61%	6.11%
Mahindra Manulife Liquid Fund	0.45%	3.27%	6.88%	7.0%	5.62%	5.55%
Sundaram Liquid Fund	0.45%	3.26%	6.82%	6.94%	5.58%	6.08%
JM Liquid Fund	0.45%	3.23%	6.8%	6.9%	5.56%	6.18%
Quant Liquid Fund	0.44%	3.13%	6.71%	6.7%	5.67%	6.34%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Invesco India Liquid Fund	0.18	0.38	2.53	3.06
Mirae Asset Liquid Fund	0.18	0.37	2.45	3.07
Mahindra Manulife Liquid Fund	0.17	0.34	2.73	3.23
Sundaram Liquid Fund	0.18	0.35	2.28	3.04
JM Liquid Fund	0.16	0.33	2.34	2.77
Quant Liquid Fund	0.17	0.32	1.07	1.38

View all Liquid funds

Key risk & return ratios Compared to other funds in the category

Alpha	1.15 vs. 2.92 Underperformed at beating benchmark
Sharpe	2.53 vs. 2.73 Poor risk-adjusted returns
Beta	0.38 vs. 0.85 Less sensitive to market ups & downs
Standard deviation	0.18 vs. 0.16 More volatile performance

Compare Invesco India Liquid Fund in detail with

About this fund

About Invesco India Liquid Fund

Invesco India Liquid Fund-Growth is a Liquid mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 18 yrs 9 m, having been launched on 13/11/2006. Invesco India Liquid Fund-Growth has ₹14,427 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Invesco India Liquid Fund-Growth as of 03/09/2025 is ₹3624.97. The fund has an expense ratio of 0.22%, which is close to what most other Liquid funds charge.

Invesco India Liquid Fund-Growth returns of last 1-year are 6.93%. Since launch, it has delivered 7.09% average annual returns. The fund has doubled the money invested in it every 12 yrs.
Invesco India Liquid Fund-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund's credit profile is high indicating it has lent to borrowers whose quality is great. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in Reserve Bank of India, ICICI Home Finance Company Ltd., Indian Bank, Bank Of Baroda, Godrej Properties Ltd..

...

Fund AUM	14,427 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Krishna Venkat Cheemalapati

Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad. Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Prateek Jain

Mr. Jain is B.M.S. & M.Com Prior to joining Invesco Mutual Fund, he has worked with Principal Pnb AMC as Fixed Income Dealer, Taurus Corporate Advisory Service Ltd. as Debt Dealer in Wholesale Debt Markets & in Edelweiss Web Services Ltd. as Junior Associate.

Investment objective

The scheme aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco Mutual Fund details

No. of schemes	40 view all schemes
Total AUM	1,16,619 Cr as on Jun 30, 2025
Address	2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai, 400013
Phone	022-67310000 / 1800-209-0007

More funds from Invesco Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Invesco India Credit Risk Fund	N.A.	152 Cr	9.39%	9.11%
Invesco India Corporate Bond Fund	N.A.	7,262 Cr	8.01%	7.27%
Invesco India Money Market Fund	N.A.	5,665 Cr	7.54%	7.16%
Invesco India Low Duration Fund	N.A.	1,939 Cr	7.62%	7.11%
Invesco India Banking and PSU Fund	N.A.	196 Cr	7.64%	7.1%
Invesco India Short Duration Fund	N.A.	804 Cr	7.85%	7.02%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Invesco India Liquid Fund?

The current Net Asset Value (NAV) of the Invesco India Liquid Fund - Direct Growth plan is approximately ₹3624.9688 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Invesco India Liquid Fund is a 18 yrs 9 m old fund and has delivered average annual returns of 7.08% since inception.

Invesco India Liquid Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
6.91%	6.98%	5.59%	6.18%	7.08%

How much does this mutual fund charge as expense ratio?

The Invesco India Liquid Fund - Direct Growth has an expense ratio of 0.22%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Invesco India Liquid Fund currently has assets under management (AUM) or fund size valued at approximately 14,427 Cr as on Aug 31, 2025.

To whom does Invesco India Liquid Fund lend to?

The top 3 debt holdings of Invesco India Liquid Fund are as follows

Holding Name	Percentage of Portfolio
Reserve Bank of India	20.01%
ICICI Home Finance Company Ltd.	3.52%
Indian Bank	3.36%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Invesco India Liquid Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
A1+	67.8%
SOV	21.81%
Others	6.06%

What is risk level of Invesco India Liquid Fund?

This is a Liquid fund comes with Low to Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Invesco India Liquid Fund?

Invesco India Liquid Fund-Growth is the regular plan of the fund. For this plan of you pay 0.22% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.15%. That's 0.07% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.07% if you opt for direct plan of Invesco India Liquid Fund

How can I redeem my investments in Invesco India Liquid Fund?

Redeeming your investments in Invesco India Liquid Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Invesco India Liquid Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

App exclusive

in Liquid

#NA

Return Consistency: This fund ranks lower in terms of generating consistent return in it's category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.