Invesco India Gilt Fund- Growth

Q: What are the returns of Invesco India Gilt Fund?

The Invesco India Gilt Fund is a 17 yrs 7 m old fund and has delivered average annual returns of 6.01% since inception. Invesco India Gilt Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 4.03% 6.76% 4.6% 6.39% 6.01%

NAV as of Sep 03, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹2801.5461+0.36% 1 day change	6.01% p.a.	App exclusive #NA View Ranked Funds	₹364 Cr

Historical NAV & returns

NAV: ₹2801.5461 as on Sep 03, 2025

This fund Category average

Invesco India Gilt Fund overview

Expense ratio	1.25% as on Aug 31, 2025
Plan type	Regular
Exit load	0%
AUM (Fund size)	₹364 Cr
Lock-in Period	Nil
Age	17 yrs 7 m since Jan 30, 2008
Benchmark	NIFTY All Duration G-Sec Index
Min. investment	SIP: ₹500 & Lumpsum: ₹5000
Risk	Moderate
Tax on your gains	Profits are added to your income and taxed as per your slab rate

Invesco India Gilt Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Sep 04, 2025

Period	This fund	Category average
1 Month	-1.75%	-1.93%
3 Months	-2.7%	-2.74%
6 Months	2.53%	2.15%
1 Year	4.03%	4.25%
2 Years	7.19%	6.62%
3 Years	6.76%	6.47%
4 Years	5.28%	5.2%
5 Years	4.6%	4.99%
7 Years	6.52%	7.11%
10 Years	6.39%	6.98%

Asset allocationas on Aug 31, 2025

Large Cap 0%

Mid Cap 0%

Small Cap 0%

Other Cap 0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

SOV 95.0%

Cash & Call Money 5.0%

Top Debt Holdings

GOI 91.03%

Tamilnadu State 3.97%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 2.32%

Detailed portfolio analysis

Peer comparison

Fund name	ETM Rank	AUM	Fund age	Expense ratio
Invesco India Gilt Fund	N.A.	364 Cr	17 yrs 7 m	1.25%
SBI Magnum Gilt Fund	N.A.	12,573 Cr	24 yrs 8 m	0.94%
PGIM India Gilt Fund	N.A.	117 Cr	16 yrs 11 m	1.38%
Axis Gilt Fund	N.A.	836 Cr	13 yrs 7 m	0.82%
DSP Gilt Fund	N.A.	1,904 Cr	25 yrs 11 m	1.15%
ICICI Prudential Gilt Fund	N.A.	7,347 Cr	26 yrs 1 m	1.09%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Invesco India Gilt Fund	-1.75%	2.53%	4.03%	6.76%	4.6%	6.39%
SBI Magnum Gilt Fund	-1.45%	2.72%	4.84%	7.33%	5.76%	7.79%
PGIM India Gilt Fund	-1.73%	2.25%	4.42%	6.36%	4.9%	6.68%
Axis Gilt Fund	-1.61%	2.9%	5.34%	6.97%	5.47%	7.18%
DSP Gilt Fund	-1.72%	2.88%	4.62%	7.14%	5.63%	7.65%
ICICI Prudential Gilt Fund	-1.04%	3.81%	7.12%	7.71%	6.13%	7.95%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Invesco India Gilt Fund	3.48	0.95	0.04	0.06
SBI Magnum Gilt Fund	3.02	0.81	0.2	0.28
PGIM India Gilt Fund	2.92	0.81	-0.08	-0.11
Axis Gilt Fund	2.97	0.8	0.12	0.19
DSP Gilt Fund	3.53	0.96	0.14	0.2
ICICI Prudential Gilt Fund	1.9	0.46	0.56	0.64

View all Gilt funds

Key risk & return ratios Compared to other funds in the category

Alpha	-1.21 vs. 1.24 Underperformed at beating benchmark
Sharpe	0.04 vs. 1.79 Poor risk-adjusted returns
Beta	0.95 vs. 0.34 More sensitive to market's ups & downs
Standard deviation	3.48 vs. 2.61 More volatile performance

Compare Invesco India Gilt Fund in detail with

About this fund

About Invesco India Gilt Fund

Invesco India Gilt Fund- Growth is a Gilt mutual fund scheme from Invesco Mutual Fund. This fund has been in existence for 17 yrs 7 m, having been launched on 30/01/2008. Invesco India Gilt Fund- Growth has ₹364 Crores worth of assets under management (AUM) as on 31/08/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Invesco India Gilt Fund- Growth as of 03/09/2025 is ₹2801.55. The fund has an expense ratio of 1.25%, which is higher than what most other Gilt funds charge.

Invesco India Gilt Fund- Growth returns of last 1-year are 4.23%. Since launch, it has delivered 6.04% average annual returns. The fund has doubled the money invested in it every 11 yrs.
Invesco India Gilt Fund- Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is above average.
The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to better borrowers and hence the risk of default in this fund is higher than the category.
The fund's top holdings are in GOI, Tamilnadu State.

...

Fund AUM	364 Cr as on Aug 31, 2025
Scheme document	View Scheme Document

Fund managers

Vikas Garg

Mr. Garg is CFA MBA Finance, B-Tech and M- Tech Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

Krishna Venkat Cheemalapati

Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad. Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Investment objective

The scheme seeks to generate returns by investing predominantly in a portfolio of securities issued and guaranteed by Central and State Government across maturities.

Invesco Mutual Fund details

No. of schemes	40 view all schemes
Total AUM	1,16,619 Cr as on Jun 30, 2025
Address	2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai, 400013
Phone	022-67310000 / 1800-209-0007

More funds from Invesco Mutual Fund

Fund name	ETM Rank	AUM	1Y	3Y
Invesco India Credit Risk Fund	N.A.	152 Cr	9.39%	9.11%
Invesco India Corporate Bond Fund	N.A.	7,262 Cr	8.01%	7.27%
Invesco India Money Market Fund	N.A.	5,665 Cr	7.54%	7.16%
Invesco India Low Duration Fund	N.A.	1,939 Cr	7.62%	7.11%
Invesco India Banking and PSU Fund	N.A.	196 Cr	7.64%	7.1%
Invesco India Short Duration Fund	N.A.	804 Cr	7.85%	7.02%

See all Debt funds from this AMC

Frequently asked questions

What is the current NAV of Invesco India Gilt Fund?

The current Net Asset Value (NAV) of the Invesco India Gilt Fund - Direct Growth plan is approximately ₹2801.5461 as of Sep 03, 2025.

What are the returns of this mutual fund scheme?

The Invesco India Gilt Fund is a 17 yrs 7 m old fund and has delivered average annual returns of 6.01% since inception.

Invesco India Gilt Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
4.03%	6.76%	4.6%	6.39%	6.01%

How much does this mutual fund charge as expense ratio?

The Invesco India Gilt Fund - Direct Growth has an expense ratio of 1.25%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Invesco India Gilt Fund currently has assets under management (AUM) or fund size valued at approximately 364 Cr as on Aug 31, 2025.

To whom does Invesco India Gilt Fund lend to?

The top 3 debt holdings of Invesco India Gilt Fund are as follows

Holding Name	Percentage of Portfolio
GOI	91.03%
Tamilnadu State	3.97%

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The Invesco India Gilt Fund allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
SOV	95.0%
Cash & Call Money	5.0%

What is risk level of Invesco India Gilt Fund?

This is a Gilt fund comes with Moderate risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Invesco India Gilt Fund?

Invesco India Gilt Fund- Growth is the regular plan of the fund. For this plan of you pay 1.25% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.46%. That's 0.79% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 0.79% if you opt for direct plan of Invesco India Gilt Fund

How can I redeem my investments in Invesco India Gilt Fund?

Redeeming your investments in Invesco India Gilt Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Invesco India Gilt Fund from anywhere else, you can go to the fund house website and put a request through it.