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HDFC Retirement Savings Fund - Hybrid Equity Plan Portfolio Analysis

Portfolio Overview

as on Dec 31, 2025
Number of stocks2
Top 10 Stocks (%) 1.42 %
Top 5 Stocks (%) 1.42 %
Top 3 Stocks (%) 1.42 %
GOI Securities 9.23 %
Repo 8.59 %
Debenture 4.09 %
Non Convertible Debenture 2.32 %
Embassy Office Parks REIT 0.87 %
Others 0.55 %

Portfolio Aggregates

as on Dec 31, 2025
Large Cap Stocks (%)

47.198437999999996 %

This fund

Vs

67.83 %

Category

Mid Cap Stocks (%)

6.932016 %

This fund

Vs

16.96 %

Category

Small Cap Stocks (%)

19.929546000000002 %

This fund

Vs

15.21 %

Category

Tiny Cap Stocks (%)

0.0 %

This fund

Vs

0.0 %

Category

Historical Trend in Sector Stocks Holding

as on Dec 31, 2025
  • %
  • #
Sector Dec 25 Oct 25 Sep 25 Aug 25 Jul 25 May 25 Mar 25 Dec 24 Nov 24 Oct 24 Sep 24 Aug 24 Jul 24 Jun 24 May 24 Apr 24 Mar 24 Feb 24 Jan 24
Financial 30.690000000000005 % 535.15 Cr 31.88 % 551.19 Cr 31.890000000000004 % 535.98 Cr 27.660000000000004 % 458.96 Cr 30.14 % 503.9 Cr 29.29 % 485.44 Cr 29.27 % 458.77 Cr 27.940000000000005 % 441.95 Cr 28.409999999999997 % 449.9 Cr 28.4 % 447.75 Cr 27.44 % 443.11 Cr 25.099999999999994 % 398.43 Cr 25.61 % 398.63 Cr 26.930000000000007 % 402.21 Cr 25.740000000000002 % 363.74 Cr 24.949999999999996 % 347.95 Cr 23.740000000000002 % 321.17 Cr 23.23 % 311.05 Cr 23.400000000000002 % 307.47 Cr 20.9
Technology 7.92 % 138.28 Cr 7.48 % 129.24 Cr 6.75 % 113.55 Cr 6.75 % 111.94 Cr 6.38 % 106.49 Cr 6.069999999999999 % 100.64 Cr 6.720000000000001 % 105.35 Cr 6.33 % 100.25 Cr 6.22 % 98.5 Cr 5.98 % 94.2 Cr 6.04 % 97.41 Cr 6.2299999999999995 % 98.88 Cr 6.220000000000001 % 96.93 Cr 5.73 % 85.72 Cr 5.220000000000001 % 73.8 Cr 5.59 % 78 Cr 5.93 % 80.24 Cr 6.61 % 88.6 Cr 6.510000000000001 % 85.39 Cr 4.41
Automobile 7.490000000000001 % 130.69 Cr 7.02 % 121.28 Cr 7.1899999999999995 % 120.76 Cr 6.9 % 114.68 Cr 6.32 % 105.8 Cr 6.2 % 102.79 Cr 6.069999999999999 % 94.84 Cr 6.03 % 95.37 Cr 6.109999999999999 % 96.66 Cr 6.1000000000000005 % 95.9 Cr 6.8 % 109.9 Cr 6.590000000000001 % 104.76 Cr 6.49 % 101.08 Cr 6.710000000000001 % 100.26 Cr 6.720000000000001 % 95 Cr 5.74 % 80.1 Cr 5.6899999999999995 % 77.05 Cr 5.9399999999999995 % 79.57 Cr 5.760000000000001 % 75.84 Cr 4.03
Energy 6.2 % 108.12 Cr 6.14 % 105.97 Cr 5.9399999999999995 % 99.69 Cr 5.83 % 96.8 Cr 6.05 % 101.08 Cr 6.299999999999999 % 104.5 Cr 5.949999999999999 % 93.08 Cr 5.139999999999999 % 81.14 Cr 5.28 % 83.55 Cr 5.3999999999999995 % 85.27 Cr 5.84 % 94.19 Cr 6.03 % 95.79 Cr 5.92 % 92.22 Cr 6.01 % 89.78 Cr 6.21 % 87.8 Cr 6.29 % 87.69 Cr 6.539999999999999 % 88.32 Cr 6.66 % 89.02 Cr 6.43 % 84.54 Cr 4.87
Healthcare 5.36 % 93.31 Cr 5.6 % 96.6 Cr 5.77 % 96.86 Cr 5.13 % 85.09 Cr 5.06 % 84.69 Cr 4.33 % 71.68 Cr 4.08 % 64.04 Cr 4.920000000000001 % 77.85 Cr 5.79 % 91.75 Cr 6.24 % 98.33 Cr 6.6899999999999995 % 108 Cr 6.720000000000001 % 106.79 Cr 7.120000000000001 % 110.97 Cr 6.850000000000001 % 102.31 Cr 6.58 % 92.99 Cr 6.73 % 93.84 Cr 7.279999999999999 % 98.33 Cr 7.279999999999999 % 97.4 Cr 7.18 % 94.47 Cr 3.58
Capital Goods 5.05 % 87.94 Cr 4.71 % 81.75 Cr 4.9 % 82.26 Cr 4.9 % 81.36 Cr 5.1 % 85.41 Cr 6.040000000000001 % 100.34 Cr 5.19 % 81.53 Cr 6.220000000000001 % 98.29 Cr 6.71 % 106.28 Cr 6.819999999999999 % 107.75 Cr 6.739999999999999 % 108.55 Cr 6.4 % 101.56 Cr 6.620000000000001 % 102.86 Cr 6.680000000000001 % 99.86 Cr 7.160000000000001 % 101.1 Cr 6.64 % 92.56 Cr 6.49 % 87.76 Cr 6.66 % 89.06 Cr 6.94 % 91.37 Cr 4.24
Consumer Staples 3.22 % 56 Cr 3.17 % 54.65 Cr 3.1599999999999997 % 53.26 Cr 3.29 % 54.65 Cr 3.29 % 55.08 Cr 4.13 % 68.38 Cr 4.19 % 65.82 Cr 4.41 % 69.55 Cr 4.47 % 70.52 Cr 4.55 % 71.67 Cr 4.92 % 79.49 Cr 5.31 % 84.44 Cr 5.069999999999999 % 78.85 Cr 4.77 % 71.28 Cr 4.75 % 67.1 Cr 4.85 % 67.84 Cr 4.569999999999999 % 61.84 Cr 4.6 % 61.52 Cr 4.03 % 52.83 Cr 3.39
Services 3.02 % 52.68 Cr 3.2 % 55.43 Cr 3.2399999999999998 % 54.34 Cr 3.07 % 50.73 Cr 2.2100000000000004 % 36.9 Cr 1.78 % 29.34 Cr 1.71 % 26.67 Cr 3.2299999999999995 % 51.01 Cr 3.34 % 52.89 Cr 3.3099999999999996 % 52.33 Cr 3.2399999999999998 % 52.23 Cr 3.24 % 51.15 Cr 3.39 % 52.82 Cr 3.08 % 45.91 Cr 2.94 % 41.52 Cr 3.22 % 44.86 Cr 3.1799999999999997 % 42.98 Cr 2.8499999999999996 % 38.18 Cr 2.91 % 38.4 Cr 4.05
Insurance 2.8699999999999997 % 49.87 Cr 2.68 % 46.3 Cr 2.66 % 44.77 Cr 2.6900000000000004 % 44.67 Cr 2.71 % 45.42 Cr 2.73 % 45.16 Cr 2.39 % 37.5 Cr 1.66 % 26.21 Cr 1.18 % 18.61 Cr 1.22 % 19.17 Cr 1.35 % 21.74 Cr 1.35 % 21.41 Cr 1.29 % 20.07 Cr 1.2 % 17.89 Cr 1.12 % 15.8 Cr 1.23 % 17.1 Cr 1.25 % 16.84 Cr 1.28 % 17.11 Cr 1.14 % 14.97 Cr 1.28
Communication 2.41 % 42.11 Cr 2.38 % 41.09 Cr 2.24 % 37.56 Cr 2.28 % 37.77 Cr 2.29 % 38.28 Cr 2.24 % 37.12 Cr 2.49 % 39 Cr 2.51 % 39.69 Cr 2.57 % 40.67 Cr 2.56 % 40.31 Cr 2.65 % 42.73 Cr 2.5 % 39.72 Cr 2.4 % 37.28 Cr 2.42 % 36.1 Cr 2.43 % 34.31 Cr 2.37 % 33.05 Cr 2.27 % 30.71 Cr 2.1 % 28.08 Cr 2.23 % 29.26 Cr 3.77
Metals & Mining 2.02 % 35.23 Cr 1.92 % 33.14 Cr 1.92 % 32.25 Cr 1.76 % 29.36 Cr 1.79 % 29.93 Cr 1.83 % 30.37 Cr 1.3 % 20.3 Cr 1.21 % 19.07 Cr 1.25 % 19.72 Cr 1.29 % 20.33 Cr 1.42 % 22.94 Cr 1.3399999999999999 % 21.16 Cr 1.42 % 22.03 Cr 1.49 % 22.24 Cr 1.48 % 21.03 Cr 1.43 % 20.06 Cr 1.4 % 18.91 Cr 1.48 % 19.83 Cr 1.5699999999999998 % 20.74 Cr 2.93
Construction 2.63 % 45.86 Cr 2.62 % 45.24 Cr 2.51 % 42.21 Cr 2.77 % 45.98 Cr 2.79 % 46.57 Cr 2.81 % 46.42 Cr 2.8299999999999996 % 44.22 Cr 2.8699999999999997 % 45.4 Cr 2.94 % 46.52 Cr 2.9499999999999997 % 46.43 Cr 2.9 % 46.72 Cr 2.96 % 46.92 Cr 3.03 % 47.02 Cr 2.97 % 44.37 Cr 3.2 % 45.26 Cr 3.2199999999999998 % 44.93 Cr 3.4699999999999998 % 46.81 Cr 3.53 % 47.16 Cr 3.56 % 46.67 Cr 3.27
Materials 1.4899999999999998 % 25.79 Cr 1.42 % 24.5 Cr 0.5 % 8.33 Cr 0.52 % 8.69 Cr 0.52 % 8.71 Cr 0.55 % 9.18 Cr 0.49 % 7.7 Cr 0.6599999999999999 % 10.4 Cr 0.69 % 10.87 Cr 0.77 % 12.02 Cr 0.7 % 11.24 Cr 0.77 % 12.15 Cr 0.8 % 12.44 Cr 0.8500000000000001 % 12.68 Cr 0.8500000000000001 % 12.05 Cr 0.7799999999999999 % 10.92 Cr 0.74 % 9.95 Cr 0.71 % 9.47 Cr 0.76 % 9.91 Cr 2.05
Consumer Discretionary 0.87 % 15.03 Cr 0.96 % 16.57 Cr 1.03 % 17.28 Cr 1.15 % 18.94 Cr 1.1600000000000001 % 19.34 Cr 1.29 % 21.27 Cr 1.24 % 19.46 Cr 1.51 % 23.83 Cr 1.54 % 24.31 Cr 1.5899999999999999 % 25 Cr 1.6800000000000002 % 27.2 Cr 1.76 % 27.95 Cr 1.77 % 27.51 Cr 1.7799999999999998 % 26.58 Cr 1.73 % 24.54 Cr 1.6 % 22.25 Cr 1.48 % 20.01 Cr 1.63 % 21.87 Cr 1.75 % 22.89 Cr 1.31
Chemicals 0.39 % 6.83 Cr 0.42 % 7.32 Cr 0.43 % 7.21 Cr 0.47 % 7.84 Cr 0.57 % 9.48 Cr 0.68 % 11.32 Cr 0.62 % 9.71 Cr 0.73 % 11.48 Cr 0.79 % 12.56 Cr 0.9 % 14.2 Cr 0.8699999999999999 % 14.04 Cr 0.8699999999999999 % 13.99 Cr 0.99 % 15.28 Cr 0.99 % 14.87 Cr 0.81 % 11.44 Cr 0.9099999999999999 % 12.72 Cr 0.8699999999999999 % 11.78 Cr 0.97 % 12.93 Cr 1.08 % 14.16 Cr 1.83

Sector Allocation Vs Category

as on Dec 31, 2025

Complete Current Stock Holdings

as on Dec 31, 2025
StocksSectors% of holdingValue3m6m1Y
HDFC Bank Ltd.Financial 6.82 % 118.94 Cr6.82%6.79%7.0%
ICICI Bank Ltd.Financial 5.39 % 94 Cr5.39%5.61%6.02%
Reliance Industries Ltd.Energy 3.6 % 62.81 Cr3.6%3.25%3.26%
Axis Bank Ltd.Financial 2.91 % 50.77 Cr2.91%2.69%2.81%
Maruti Suzuki India Ltd.Automobile 2.87 % 50.09 Cr2.87%2.86%2.21%
State Bank of IndiaFinancial 2.82 % 49.11 Cr2.82%2.6%2.46%
Infosys Ltd.Technology 2.78 % 48.46 Cr2.78%2.14%2.07%
Bharti Airtel Ltd.Communication 2.41 % 42.11 Cr2.41%2.24%2.49%
Kotak Mahindra Bank Ltd.Financial 2.4 % 41.82 Cr2.4%2.25%2.63%
Tata Consultancy Services Ltd.Technology 2.3 % 40.07 Cr2.3%1.98%1.61%
HCL Technologies Ltd.Technology 1.86 % 32.46 Cr1.86%1.65%1.78%
Larsen & Toubro Ltd.Construction 1.76 % 30.62 Cr1.76%1.63%2.01%
Cipla Ltd.Healthcare 1.73 % 30.22 Cr1.73%1.79%1.38%
ITC Ltd.Consumer Staples 1.62 % 28.21 Cr1.62%1.67%1.83%
Bajaj Auto Ltd.Automobile 1.34 % 23.35 Cr1.34%1.29%1.26%
City Union Bank Ltd.Financial 1.17 % 20.35 Cr1.17%0.89%0.7%
ICICI Lombard General Insurance Company Ltd.Insurance 1.13 % 19.62 Cr1.13%1.12%1.14%
Dr. Lal Pathlabs Ltd.Healthcare 1.11 % 19.27 Cr1.11%1.21%--
Max Financial Services Ltd.Financial 1.1 % 19.22 Cr1.1%1.08%0.84%
Power Grid Corporation Of India Ltd.Energy 1.06 % 18.52 Cr1.06%1.17%1.11%
Alkem Laboratories Ltd.Healthcare 0.95 % 16.51 Cr0.95%0.97%--
Havells India Ltd.Capital Goods 0.94 % 16.38 Cr0.94%1.03%--
Lumax Industries Ltd.Automobile 0.9 % 15.65 Cr0.9%1.05%0.52%
SBI Life Insurance Company Ltd.Insurance 0.88 % 15.26 Cr0.88%0.64%0.59%
HDFC Life Insurance Co Ltd.Insurance 0.86 % 14.99 Cr0.86%0.9%0.66%
Vesuvius India Ltd.Capital Goods 0.83 % 14.41 Cr0.83%0.92%0.87%
National Aluminium Company Ltd.Metals & Mining 0.81 % 14.14 Cr0.81%0.64%--
Suprajit Engineering Ltd.Automobile 0.79 % 13.76 Cr0.79%0.82%0.71%
United Spirits Ltd.Consumer Staples 0.75 % 12.99 Cr0.75%0.47%0.89%
SKF India Ltd.Capital Goods 0.74 % 12.95 Cr0.74%0.62%0.54%
CreditAccess Grameen Ltd.Financial 0.73 % 12.73 Cr0.73%0.81%--
Tata Steel Ltd.Metals & Mining 0.72 % 12.6 Cr0.72%0.8%0.79%
Hindustan Petroleum Corporation Ltd.Energy 0.72 % 12.47 Cr0.72%0.66%0.69%
Transport Corporation Of India Ltd.Services 0.68 % 11.85 Cr0.68%0.77%0.77%
Blue Dart Express Ltd.Services 0.63 % 11.04 Cr0.63%0.51%--
Kalpataru Projects International Ltd.Capital Goods 0.62 % 10.82 Cr0.62%0.67%0.56%
The Ramco Cements Ltd.Materials 0.61 % 10.56 Cr0.61%----
Alembic Pharmaceuticals Ltd.Healthcare 0.61 % 10.57 Cr0.61%0.67%0.74%
Gland Pharma Ltd.Healthcare 0.57 % 9.87 Cr0.57%0.68%0.58%
Godrej Consumer Products Ltd.Consumer Staples 0.56 % 9.77 Cr0.56%0.69%0.74%
Redington Ltd.Services 0.55 % 9.53 Cr0.55%0.59%0.16%
Escorts Kubota Ltd.Automobile 0.53 % 9.29 Cr0.53%----
Gujarat State Petronet Ltd.Energy 0.53 % 9.18 Cr0.53%0.55%0.56%
UTI Asset Management Company Ltd.Financial 0.52 % 9.03 Cr0.52%0.62%0.37%
Crompton Greaves Consumer Electricals Ltd.Consumer Discretionary 0.51 % 8.82 Cr0.51%0.61%0.79%
The Anup Engineering Ltd.Capital Goods 0.51 % 8.97 Cr0.51%0.56%0.89%
Voltamp Transformers Ltd.Capital Goods 0.5 % 8.63 Cr0.5%0.47%0.59%
CIE Automotive India Ltd.Metals & Mining 0.49 % 8.49 Cr0.49%0.48%0.51%
Sonata Software Ltd.Technology 0.46 % 8.09 Cr0.46%0.46%0.31%
Delhivery Ltd.Services 0.46 % 8.07 Cr0.46%0.54%--
Huhtamaki India Ltd.Materials 0.46 % 7.93 Cr0.46%----
Equitas Small Finance Bank Ltd.Financial 0.42 % 7.27 Cr0.42%0.39%0.41%
Goodyear India Ltd.Automobile 0.39 % 6.78 Cr0.39%0.47%0.42%
Bayer CropScience Ltd.Chemicals 0.39 % 6.83 Cr0.39%0.43%0.47%
Procter & Gamble Health Ltd.Healthcare 0.39 % 6.84 Cr0.39%0.45%0.39%
Bajaj Electricals Ltd.Consumer Discretionary 0.36 % 6.2 Cr0.36%0.42%0.45%
SKF India (Industrial) Ltd.Capital Goods 0.33 % 5.72 Cr0.33%----
Finolex Industries Ltd.Materials 0.3 % 5.22 Cr0.3%0.36%0.34%
Wipro Ltd.Technology 0.3 % 5.26 Cr0.3%0.28%0.67%
Tamil Nadu Newsprint & Papers Ltd.Consumer Staples 0.29 % 5.02 Cr0.29%0.33%0.28%
PVR Inox Ltd.Services 0.29 % 5.07 Cr0.29%0.32%0.29%
GNA Axles Ltd.Automobile 0.27 % 4.77 Cr0.27%0.29%0.35%
Timken India Ltd.Capital Goods 0.26 % 4.5 Cr0.26%0.27%0.26%
Mahindra Holidays & Resorts India Ltd.Services 0.25 % 4.38 Cr0.25%0.3%0.26%
Cyient Ltd.Technology 0.22 % 3.91 Cr0.22%0.24%0.28%
Mahindra & Mahindra Ltd.Automobile 0.21 % 3.7 Cr0.21%0.41%0.6%
Tenneco Clean Air India LtdAutomobile 0.19 % 3.26 Cr0.19%----
KEC International Ltd.Capital Goods 0.17 % 2.95 Cr0.17%0.21%0.2%
Popular Vehicles And Services Ltd.Services 0.16 % 2.71 Cr0.16%0.21%0.15%
Rolex Rings LtdCapital Goods 0.15 % 2.57 Cr0.15%0.15%0.16%
Nilkamal Ltd.Materials 0.12 % 2.06 Cr0.12%0.14%0.15%

Complete Current Instrument Holdings

as on Dec 31, 2025
InstrumentSector% of holdingValue
GOISovereign 9.23 % 161 Cr
Bajaj Finance Ltd.Financial 4.09 % 71.38 Cr
Bajaj Housing Finance Ltd.Financial 1.43 % 24.96 Cr
Mahindra Rural Housing Finance Ltd.Financial 0.89 % 15.52 Cr
Power Grid Corporation Of India Ltd.Energy 0.29 % 5.12 Cr

Top Stocks bought last month

StocksSectorsCurrent ValueLast Month ValueAbsolute Change
HDFC Bank Ltd. Financial118.94 Cr--118.94 Cr
ICICI Bank Ltd. Financial94 Cr--94 Cr
Reliance Industries Ltd. Energy62.81 Cr--62.81 Cr
Axis Bank Ltd. Financial50.77 Cr--50.77 Cr
Maruti Suzuki India Ltd. Automobile50.09 Cr--50.09 Cr

Top Stocks sold last month

StocksSectorsCurrent ValueLast Month ValueAbsolute Change
Tenneco Clean Air India Ltd Automobile3.26 Cr--3.26 Cr
KEC International Ltd. Capital Goods2.95 Cr--2.95 Cr
Popular Vehicles And Services Ltd. Services2.71 Cr--2.71 Cr
Rolex Rings Ltd Capital Goods2.57 Cr--2.57 Cr
Nilkamal Ltd. Materials2.06 Cr--2.06 Cr