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HDFC Retirement Savings Fund - Hybrid Equity Plan Direct-Growth Portfolio Analysis

Portfolio Overview

as on Sep 30, 2025
Number of stocks2
Top 10 Stocks (%) 1.34 %
Top 5 Stocks (%) 1.34 %
Top 3 Stocks (%) 1.34 %
Repo 10.09 %
GOI Securities 9.319999999999999 %
Debenture 4.26 %
Non Convertible Debenture 2.41 %
Embassy Office Parks REIT 0.88 %
Others 0.46 %

Portfolio Aggregates

as on Sep 30, 2025
Large Cap Stocks (%)

46.828047999999995 %

This fund

Vs

66.52 %

Category

Mid Cap Stocks (%)

4.473296 %

This fund

Vs

17.72 %

Category

Small Cap Stocks (%)

19.478656 %

This fund

Vs

15.76 %

Category

Tiny Cap Stocks (%)

0.0 %

This fund

Vs

0.0 %

Category

Historical Trend in Sector Stocks Holding

as on Sep 30, 2025
  • %
  • #
Sector Sep 25 Aug 25 Jul 25 May 25 Mar 25 Dec 24 Nov 24 Oct 24 Sep 24 Aug 24 Jul 24 Jun 24 May 24 Apr 24 Mar 24 Feb 24 Jan 24 Dec 23 Nov 23 Oct 23 Sep 23
Financial 31.890000000000004 % 535.98 Cr 27.660000000000007 % 458.96 Cr 30.14 % 503.9 Cr 29.29 % 485.44 Cr 29.27 % 458.77 Cr 27.94 % 441.95 Cr 28.409999999999997 % 449.9 Cr 28.400000000000002 % 447.75 Cr 27.44 % 443.11 Cr 25.099999999999994 % 398.43 Cr 25.61 % 398.63 Cr 26.930000000000007 % 402.21 Cr 25.740000000000002 % 363.74 Cr 24.949999999999996 % 347.95 Cr 23.740000000000002 % 321.17 Cr 23.23 % 311.05 Cr 23.400000000000002 % 307.47 Cr 25.39 % 323.15 Cr 25.169999999999998 % 303.64 Cr 25.419999999999998 % 289.57 Cr 25.66 % 295.04 Cr 21.32
Automobile 7.1899999999999995 % 120.76 Cr 6.9 % 114.68 Cr 6.32 % 105.8 Cr 6.2 % 102.79 Cr 6.069999999999999 % 94.84 Cr 6.03 % 95.37 Cr 6.109999999999999 % 96.66 Cr 6.1 % 95.9 Cr 6.8 % 109.9 Cr 6.590000000000001 % 104.76 Cr 6.49 % 101.08 Cr 6.710000000000001 % 100.26 Cr 6.720000000000001 % 95 Cr 5.74 % 80.1 Cr 5.6899999999999995 % 77.05 Cr 5.9399999999999995 % 79.57 Cr 5.760000000000001 % 75.84 Cr 6.25 % 79.56 Cr 6.43 % 77.67 Cr 6.11 % 69.66 Cr 6.3 % 72.46 Cr 3.83
Technology 6.75 % 113.55 Cr 6.75 % 111.94 Cr 6.38 % 106.49 Cr 6.069999999999999 % 100.64 Cr 6.720000000000001 % 105.35 Cr 6.33 % 100.25 Cr 6.22 % 98.5 Cr 5.9799999999999995 % 94.2 Cr 6.04 % 97.41 Cr 6.2299999999999995 % 98.88 Cr 6.220000000000001 % 96.93 Cr 5.73 % 85.72 Cr 5.220000000000001 % 73.8 Cr 5.59 % 78 Cr 5.93 % 80.24 Cr 6.61 % 88.6 Cr 6.510000000000001 % 85.39 Cr 6.4399999999999995 % 81.81 Cr 5.93 % 71.54 Cr 5.73 % 65.33 Cr 5.880000000000001 % 67.68 Cr 4.06
Healthcare 5.77 % 96.86 Cr 5.13 % 85.09 Cr 5.06 % 84.69 Cr 4.33 % 71.68 Cr 4.08 % 64.04 Cr 4.92 % 77.85 Cr 5.79 % 91.75 Cr 6.24 % 98.33 Cr 6.6899999999999995 % 108 Cr 6.720000000000001 % 106.79 Cr 7.120000000000001 % 110.97 Cr 6.850000000000001 % 102.31 Cr 6.58 % 92.99 Cr 6.73 % 93.84 Cr 7.279999999999999 % 98.33 Cr 7.279999999999999 % 97.4 Cr 7.18 % 94.47 Cr 6.88 % 87.41 Cr 7.42 % 89.36 Cr 7.09 % 80.94 Cr 7.2 % 82.73 Cr 3.66
Energy 5.9399999999999995 % 99.69 Cr 5.83 % 96.8 Cr 6.05 % 101.08 Cr 6.299999999999999 % 104.5 Cr 5.949999999999999 % 93.08 Cr 5.140000000000001 % 81.14 Cr 5.28 % 83.55 Cr 5.3999999999999995 % 85.27 Cr 5.84 % 94.19 Cr 6.03 % 95.79 Cr 5.92 % 92.22 Cr 6.01 % 89.78 Cr 6.21 % 87.8 Cr 6.29 % 87.69 Cr 6.539999999999999 % 88.32 Cr 6.66 % 89.02 Cr 6.43 % 84.54 Cr 6.070000000000001 % 77.22 Cr 5.800000000000001 % 70.05 Cr 5.68 % 64.8 Cr 5.76 % 66.16 Cr 4.78
Capital Goods 4.9 % 82.26 Cr 4.9 % 81.36 Cr 5.1 % 85.41 Cr 6.040000000000001 % 100.34 Cr 5.19 % 81.53 Cr 6.220000000000001 % 98.29 Cr 6.71 % 106.28 Cr 6.82 % 107.75 Cr 6.739999999999999 % 108.55 Cr 6.4 % 101.56 Cr 6.62 % 102.86 Cr 6.680000000000001 % 99.86 Cr 7.160000000000001 % 101.1 Cr 6.64 % 92.56 Cr 6.49 % 87.76 Cr 6.659999999999999 % 89.06 Cr 6.94 % 91.37 Cr 7.510000000000001 % 95.6 Cr 7.8100000000000005 % 94.18 Cr 7.779999999999999 % 88.56 Cr 7.77 % 89.32 Cr 4.46
Services 3.2399999999999998 % 54.34 Cr 3.07 % 50.73 Cr 2.2100000000000004 % 36.9 Cr 1.78 % 29.34 Cr 1.71 % 26.67 Cr 3.2299999999999995 % 51.01 Cr 3.34 % 52.89 Cr 3.3099999999999996 % 52.33 Cr 3.2399999999999998 % 52.23 Cr 3.24 % 51.15 Cr 3.3899999999999997 % 52.82 Cr 3.08 % 45.91 Cr 2.94 % 41.52 Cr 3.22 % 44.86 Cr 3.1799999999999997 % 42.98 Cr 2.8499999999999996 % 38.18 Cr 2.91 % 38.4 Cr 2.8800000000000003 % 36.71 Cr 2.9399999999999995 % 35.52 Cr 2.8899999999999997 % 33 Cr 3.11 % 35.95 Cr 4.44
Consumer Staples 3.1599999999999997 % 53.26 Cr 3.29 % 54.65 Cr 3.29 % 55.08 Cr 4.13 % 68.38 Cr 4.19 % 65.82 Cr 4.41 % 69.55 Cr 4.47 % 70.52 Cr 4.550000000000001 % 71.67 Cr 4.92 % 79.49 Cr 5.31 % 84.44 Cr 5.069999999999999 % 78.85 Cr 4.77 % 71.28 Cr 4.75 % 67.1 Cr 4.85 % 67.84 Cr 4.569999999999999 % 61.84 Cr 4.6 % 61.52 Cr 4.03 % 52.83 Cr 4.23 % 53.78 Cr 4.41 % 53.09 Cr 4.49 % 51.01 Cr 4.56 % 52.42 Cr 3.3
Insurance 2.66 % 44.77 Cr 2.6900000000000004 % 44.67 Cr 2.71 % 45.42 Cr 2.73 % 45.16 Cr 2.39 % 37.5 Cr 1.66 % 26.21 Cr 1.18 % 18.61 Cr 1.22 % 19.17 Cr 1.35 % 21.74 Cr 1.35 % 21.41 Cr 1.29 % 20.07 Cr 1.2 % 17.89 Cr 1.12 % 15.8 Cr 1.23 % 17.1 Cr 1.25 % 16.84 Cr 1.28 % 17.11 Cr 1.14 % 14.97 Cr 1.0 % 12.78 Cr 1.1 % 13.32 Cr 1.08 % 12.36 Cr 1.03 % 11.78 Cr 1.2
Communication 2.24 % 37.56 Cr 2.28 % 37.77 Cr 2.29 % 38.28 Cr 2.24 % 37.12 Cr 2.49 % 39 Cr 2.51 % 39.69 Cr 2.57 % 40.67 Cr 2.56 % 40.31 Cr 2.65 % 42.73 Cr 2.5 % 39.72 Cr 2.4 % 37.28 Cr 2.42 % 36.1 Cr 2.43 % 34.31 Cr 2.37 % 33.05 Cr 2.27 % 30.71 Cr 2.1 % 28.08 Cr 2.23 % 29.26 Cr 2.23 % 28.31 Cr 2.31 % 27.88 Cr 2.23 % 25.38 Cr 2.24 % 25.68 Cr 3.53
Metals & Mining 1.92 % 32.25 Cr 1.76 % 29.36 Cr 1.79 % 29.93 Cr 1.83 % 30.37 Cr 1.3 % 20.3 Cr 1.21 % 19.07 Cr 1.25 % 19.72 Cr 1.29 % 20.33 Cr 1.42 % 22.94 Cr 1.3399999999999999 % 21.16 Cr 1.42 % 22.03 Cr 1.49 % 22.24 Cr 1.48 % 21.03 Cr 1.43 % 20.06 Cr 1.4 % 18.91 Cr 1.48 % 19.83 Cr 1.5699999999999998 % 20.74 Cr 1.6600000000000001 % 21.26 Cr 1.79 % 21.57 Cr 1.8199999999999998 % 20.6 Cr 1.31 % 15.02 Cr 2.98
Construction 2.51 % 42.21 Cr 2.77 % 45.98 Cr 2.79 % 46.57 Cr 2.81 % 46.42 Cr 2.8299999999999996 % 44.22 Cr 2.8699999999999997 % 45.4 Cr 2.94 % 46.52 Cr 2.9499999999999997 % 46.43 Cr 2.9 % 46.72 Cr 2.96 % 46.92 Cr 3.03 % 47.02 Cr 2.97 % 44.37 Cr 3.2 % 45.26 Cr 3.2199999999999998 % 44.93 Cr 3.4699999999999998 % 46.81 Cr 3.53 % 47.16 Cr 3.56 % 46.67 Cr 4.67 % 59.51 Cr 4.59 % 55.41 Cr 4.71 % 53.63 Cr 4.75 % 54.52 Cr 3.11
Consumer Discretionary 1.03 % 17.28 Cr 1.15 % 18.94 Cr 1.1600000000000001 % 19.34 Cr 1.29 % 21.27 Cr 1.24 % 19.46 Cr 1.51 % 23.83 Cr 1.54 % 24.31 Cr 1.5899999999999999 % 25 Cr 1.6800000000000002 % 27.2 Cr 1.76 % 27.95 Cr 1.77 % 27.51 Cr 1.7799999999999998 % 26.58 Cr 1.73 % 24.54 Cr 1.6 % 22.25 Cr 1.48 % 20.01 Cr 1.63 % 21.87 Cr 1.75 % 22.89 Cr 1.6400000000000001 % 20.92 Cr 1.68 % 20.22 Cr 1.79 % 20.43 Cr 1.94 % 22.23 Cr 1.19
Materials 0.5 % 8.33 Cr 0.52 % 8.69 Cr 0.52 % 8.71 Cr 0.55 % 9.18 Cr 0.49 % 7.7 Cr 0.6599999999999999 % 10.4 Cr 0.69 % 10.87 Cr 0.77 % 12.02 Cr 0.7 % 11.24 Cr 0.77 % 12.15 Cr 0.8 % 12.44 Cr 0.8500000000000001 % 12.68 Cr 0.8500000000000001 % 12.05 Cr 0.7799999999999999 % 10.92 Cr 0.74 % 9.95 Cr 0.71 % 9.47 Cr 0.76 % 9.91 Cr 0.76 % 9.68 Cr 0.88 % 10.62 Cr 0.9299999999999999 % 10.52 Cr 1.03 % 11.93 Cr 2.34
Chemicals 0.43 % 7.21 Cr 0.47 % 7.84 Cr 0.57 % 9.48 Cr 0.68 % 11.32 Cr 0.62 % 9.71 Cr 0.73 % 11.48 Cr 0.79 % 12.56 Cr 0.9 % 14.2 Cr 0.8699999999999999 % 14.04 Cr 0.8699999999999999 % 13.99 Cr 0.9900000000000001 % 15.28 Cr 0.99 % 14.87 Cr 0.81 % 11.44 Cr 0.9099999999999999 % 12.72 Cr 0.8699999999999999 % 11.78 Cr 0.97 % 12.93 Cr 1.08 % 14.16 Cr 1.04 % 13.25 Cr 1.04 % 12.55 Cr 1.04 % 11.84 Cr 1.1099999999999999 % 12.76 Cr 1.85

Sector Allocation Vs Category

as on Sep 30, 2025

Complete Current Stock Holdings

as on Sep 30, 2025
StocksSectors% of holdingValue3m6m1Y
HDFC Bank Ltd.Financial 6.79 % 114.12 Cr6.73%5.9%5.35%
ICICI Bank Ltd.Financial 5.61 % 94.36 Cr5.68%5.52%5.26%
Reliance Industries Ltd.Energy 3.25 % 54.56 Cr2.31%2.74%3.3%
Maruti Suzuki India Ltd.Automobile 2.86 % 48.08 Cr1.72%1.64%--
Axis Bank Ltd.Financial 2.69 % 45.26 Cr2.69%2.67%2.05%
State Bank of IndiaFinancial 2.6 % 43.62 Cr2.51%2.44%2.78%
Kotak Mahindra Bank Ltd.Financial 2.25 % 37.86 Cr1.92%1.95%1.32%
Bharti Airtel Ltd.Communication 2.24 % 37.56 Cr2.51%2.65%2.27%
Infosys Ltd.Technology 2.14 % 36.04 Cr2.46%2.4%2.29%
Tata Consultancy Services Ltd.Technology 1.98 % 33.21 Cr------
Cipla Ltd.Healthcare 1.79 % 30.06 Cr1.45%1.54%1.66%
ITC Ltd.Consumer Staples 1.67 % 28.1 Cr1.84%1.93%1.9%
HCL Technologies Ltd.Technology 1.65 % 27.7 Cr2.12%1.95%1.71%
Larsen & Toubro Ltd.Construction 1.63 % 27.44 Cr2.05%2.05%2.51%
Bajaj Auto Ltd.Automobile 1.29 % 21.69 Cr1.11%1.53%2.0%
Dr. Lal Pathlabs Ltd.Healthcare 1.21 % 20.26 Cr------
Power Grid Corporation Of India Ltd.Energy 1.17 % 19.61 Cr1.04%1.17%1.09%
ICICI Lombard General Insurance Company Ltd.Insurance 1.12 % 18.89 Cr1.13%1.35%1.25%
Max Financial Services Ltd.Financial 1.08 % 18.12 Cr0.81%0.96%0.96%
Lumax Industries Ltd.Automobile 1.05 % 17.6 Cr0.47%0.51%0.5%
Havells India Ltd.Capital Goods 1.03 % 17.27 Cr------
Alkem Laboratories Ltd.Healthcare 0.97 % 16.27 Cr------
Vesuvius India Ltd.Capital Goods 0.92 % 15.37 Cr0.86%1.03%0.88%
HDFC Life Insurance Co Ltd.Insurance 0.9 % 15.12 Cr------
City Union Bank Ltd.Financial 0.89 % 14.96 Cr0.76%0.71%--
Suprajit Engineering Ltd.Automobile 0.82 % 13.74 Cr0.86%0.95%0.91%
CreditAccess Grameen Ltd.Financial 0.81 % 13.53 Cr------
Tata Steel Ltd.Metals & Mining 0.8 % 13.5 Cr0.61%0.73%0.72%
Transport Corporation Of India Ltd.Services 0.77 % 12.99 Cr0.8%0.73%0.56%
Godrej Consumer Products Ltd.Consumer Staples 0.69 % 11.66 Cr0.68%0.86%0.93%
Gland Pharma Ltd.Healthcare 0.68 % 11.41 Cr0.65%0.64%0.78%
Alembic Pharmaceuticals Ltd.Healthcare 0.67 % 11.26 Cr0.84%0.93%0.51%
Kalpataru Projects International Ltd.Capital Goods 0.67 % 11.29 Cr0.62%0.64%0.44%
Hindustan Petroleum Corporation Ltd.Energy 0.66 % 11.08 Cr0.78%0.82%0.79%
SBI Life Insurance Company Ltd.Insurance 0.64 % 10.74 Cr0.53%----
National Aluminium Company Ltd.Metals & Mining 0.64 % 10.69 Cr------
UTI Asset Management Company Ltd.Financial 0.62 % 10.43 Cr0.47%0.5%0.39%
SKF India Ltd.Capital Goods 0.62 % 10.37 Cr0.62%0.74%--
Crompton Greaves Consumer Electricals Ltd.Consumer Discretionary 0.61 % 10.19 Cr0.88%0.9%0.69%
Redington Ltd.Services 0.59 % 9.92 Cr0.51%0.46%0.37%
The Anup Engineering Ltd.Capital Goods 0.56 % 9.38 Cr1.11%0.72%0.63%
Gujarat State Petronet Ltd.Energy 0.55 % 9.28 Cr0.69%0.79%0.79%
Delhivery Ltd.Services 0.54 % 9 Cr------
Blue Dart Express Ltd.Services 0.51 % 8.55 Cr------
CIE Automotive India Ltd.Metals & Mining 0.48 % 8.05 Cr0.6%0.69%0.68%
Goodyear India Ltd.Automobile 0.47 % 7.84 Cr0.51%0.57%0.65%
United Spirits Ltd.Consumer Staples 0.47 % 7.94 Cr1.03%1.18%0.71%
Voltamp Transformers Ltd.Capital Goods 0.47 % 7.95 Cr0.75%0.96%1.24%
Sonata Software Ltd.Technology 0.46 % 7.78 Cr0.53%0.55%0.75%
Procter & Gamble Health Ltd.Healthcare 0.45 % 7.56 Cr0.4%0.4%0.42%
Bayer CropScience Ltd.Chemicals 0.43 % 7.21 Cr0.53%0.6%0.58%
Bajaj Electricals Ltd.Consumer Discretionary 0.42 % 7.08 Cr0.63%0.78%0.79%
Mahindra & Mahindra Ltd.Automobile 0.41 % 6.85 Cr0.95%1.15%1.28%
Equitas Small Finance Bank Ltd.Financial 0.39 % 6.6 Cr0.47%0.55%0.79%
Finolex Industries Ltd.Materials 0.36 % 6 Cr0.48%0.52%0.55%
Tamil Nadu Newsprint & Papers Ltd.Consumer Staples 0.33 % 5.53 Cr0.42%0.39%0.36%
PVR Inox Ltd.Services 0.32 % 5.37 Cr0.41%0.52%0.49%
Mahindra Holidays & Resorts India Ltd.Services 0.3 % 4.99 Cr0.32%0.34%0.44%
GNA Axles Ltd.Automobile 0.29 % 4.93 Cr0.41%0.45%0.35%
Wipro Ltd.Technology 0.28 % 4.78 Cr0.76%0.67%0.71%
Timken India Ltd.Capital Goods 0.27 % 4.51 Cr0.3%0.35%0.32%
Cyient Ltd.Technology 0.24 % 4.01 Cr0.46%0.47%0.47%
Popular Vehicles And Services Ltd.Services 0.21 % 3.49 Cr0.24%0.32%0.44%
KEC International Ltd.Capital Goods 0.21 % 3.49 Cr0.3%0.39%0.65%
Rolex Rings LtdCapital Goods 0.15 % 2.58 Cr0.23%0.47%0.39%
Nilkamal Ltd.Materials 0.14 % 2.32 Cr0.18%0.18%0.19%

Complete Current Instrument Holdings

as on Sep 30, 2025
InstrumentSector% of holdingValue
GOISovereign 9.32 % 156.65 Cr
Bajaj Finance Ltd.Financial 4.26 % 71.6 Cr
Bajaj Housing Finance Ltd.Financial 1.49 % 25.03 Cr
Muthoot Finance Ltd.Financial 1.49 % 25.06 Cr
Mahindra Rural Housing Finance Ltd.Financial 0.92 % 15.39 Cr
Power Grid Corporation Of India Ltd.Energy 0.31 % 5.14 Cr

Top Stocks bought last month

StocksSectorsCurrent ValueLast Month ValueAbsolute Change
Alkem Laboratories Ltd. Healthcare16.27 Cr--16.27 Cr
Infosys Ltd. Technology36.04 Cr30.39 Cr5.64 Cr
Maruti Suzuki India Ltd. Automobile48.08 Cr44.37 Cr3.71 Cr
State Bank of India Financial43.62 Cr40.12 Cr3.49 Cr
Axis Bank Ltd. Financial45.26 Cr41.8 Cr3.45 Cr

Top Stocks sold last month

StocksSectorsCurrent ValueLast Month ValueAbsolute Change
Cipla Ltd. Healthcare30.06 Cr31.78 Cr1.72 Cr
Tata Consultancy Services Ltd. Technology33.21 Cr35.47 Cr2.25 Cr
ICICI Bank Ltd. Financial94.36 Cr97.84 Cr3.48 Cr
Torrent Pharmaceuticals Ltd. Healthcare--3.55 Cr3.55 Cr
Larsen & Toubro Ltd. Construction27.44 Cr32.4 Cr4.96 Cr