HDFC Asset Allocator FoF Direct - Growth

Q: What are the returns of HDFC Asset Allocator FoF?

The HDFC Asset Allocator FoF is a 4 yrs old fund and has delivered average annual returns of 16.95% since inception. HDFC Asset Allocator FoF Returns 1-Year 3-Year Since Inception 14.42% 17.19% 16.95%

NAV as of Apr 23, 2025	Returns since inception	ET Money Rank	VRO Ratings
₹18.684-0.06% 1 day change	16.95% p.a.	#NA View Ranked Funds	4

Historical NAV & returns

NAV: ₹18.684 as on Apr 23, 2025

This fund Category average

HDFC Asset Allocator FoF overview

VRO rating	4
Expense ratio	0.1% as on Mar 31, 2025
Exit load	1.0% Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 365 days.!
AUM (Fund size)	₹3,683 Crs
Lock-in	No Lockin
Age	4 yrs since Apr 16, 2021
Benchmark	NA
Min. investment	SIP ₹500 & Lump. ₹1000
Risk	High

HDFC Asset Allocator FoF Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on Apr 11, 2025

Period	This fund	Category average
1 month	3.41%	3.01%
3 months	6.52%	4.58%
6 months	4.97%	2.72%
1 year	14.42%	12.05%
3 years	17.19%	14.6%

Asset allocationas on Mar 31, 2025

Large Cap 35.958163000000006%

Mid Cap 5.2184289999999995%

Small Cap 6.393407999999999%

Other Cap 0.0%

Top holdings

Bifurcation by Holding is not available for this fund

Top sectors

Bifurcation by Sector is not available for this fund

AAA 15.899712%

SOV 12.200232%

Cash & Call Money 3.355517%

AA+ 2.051123%

Top Debt Holdings

Bifurcation by Holding is not available for this fund

Allocation by Instruments

Mutual Fund 97.85999999999999%

Repo 2.31%

Other Holdings

HDFC Flexi Cap Direct Plan-Growth 19.02%

HDFC Large Cap Fund Direct-Growth 18.21%

HDFC Short Term Debt Fund Direct Plan-Growth 13.36%

HDFC Gold ETF 13.06%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
HDFC Asset Allocator FoF	N.A.	₹3,683 Crs	4 yrs	0.1%
Kotak Multi Asset Allocator FoF - Dynamic	N.A.	₹1,652 Crs	12 yrs 3 m	0.29%
Franklin India Dynamic Asset Allocation FoF	N.A.	₹1,272 Crs	12 yrs 3 m	1.12%
HSBC Aggressive Hybrid Active FoF	N.A.	₹38 Crs	11 yrs	0.11%
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	N.A.	₹209 Crs	12 yrs 3 m	0.42%
Aditya Birla Sun Life Asset Allocator FoF	N.A.	₹195 Crs	12 yrs 3 m	0.2%

Fund name	1M	6M	1Y	3Y	5Y	10Y
HDFC Asset Allocator FoF	3.41%	4.97%	14.42%	17.19%	N.A.	N.A.
Kotak Multi Asset Allocator FoF - Dynamic	3.08%	1.89%	12.41%	19.48%	23.97%	15.13%
Franklin India Dynamic Asset Allocation FoF	2.5%	1.95%	10.16%	15.03%	22.33%	11.34%
HSBC Aggressive Hybrid Active FoF	3.28%	-2.42%	8.36%	15.01%	21.4%	12.26%
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	3.85%	0.51%	12.37%	16.64%	20.7%	13.23%
Aditya Birla Sun Life Asset Allocator FoF	3.77%	3.2%	13.63%	16.51%	19.77%	12.65%

Fund name	Std. deviation	Beta	Sharpe	Sortino
HDFC Asset Allocator FoF	6.87	0.68	1.3	2.41
Kotak Multi Asset Allocator FoF - Dynamic	9.27	0.91	1.14	1.82
Franklin India Dynamic Asset Allocation FoF	7.27	0.66	0.98	1.61
HSBC Aggressive Hybrid Active FoF	12.06	0.95	0.53	0.84
Aditya Birla Sun Life Financial Planning FOF Aggressive Plan	10.77	1.08	0.75	1.19
Aditya Birla Sun Life Asset Allocator FoF	8.73	0.86	0.91	1.7

View all Hybrid Fof funds

Key risk & return ratios Compared to other funds in the category

Alpha	4.83 vs. 5.38 Underperformed at beating benchmark
Sharpe	1.3 vs. 4.55 Poor risk-adjusted returns
Beta	0.68 vs. 1.11 Less sensitive to market ups & downs
Standard deviation	6.87 vs. 7.2 More stable returns

Compare HDFC Asset Allocator FoF in detail with

About this fund

About HDFC Asset Allocator FoF

HDFC Asset Allocator FoF Direct - Growth is a Hybrid FoF mutual fund scheme from Hdfc Mutual Fund. This fund has been in existence for 4 yrs, having been launched on 16/04/2021. HDFC Asset Allocator FoF Direct - Growth has ₹3,683 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of HDFC Asset Allocator FoF Direct - Growth as of 23/04/2025 is ₹18.68. The fund has an expense ratio of 0.1%, which is less than what most other Hybrid Fof funds charge. Currently, the fund has a 47.57% allocation to equity and 33.05% to Debt.

HDFC Asset Allocator FoF Direct - Growth returns of last 1-year are 14.70%. Since launch, it has delivered 17.05% average annual returns.
HDFC Asset Allocator FoF Direct - Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is high.
The fund's equity portion is primarily invested in Unclassified sectors. It has taken less exposure in Unclassified sectors compared to other funds in the category.
The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.
The fund's top 5 holdings are in HDFC Flexi Cap Direct Plan-Growth, HDFC Large Cap Fund Direct-Growth, HDFC Short Term Debt Fund Direct Plan-Growth, HDFC Gold ETF, HDFC Low Duration Fund Direct-Growth.

...

Fund AUM	₹3,683 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Anil Bamboli

Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI. Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.

Srinivasan Ramamurthy

Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta. Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Bhagyesh Kagalkar

Mr. Kagalkar is a B.E. (Production) and MMS (Finance) Prior to joining HDFC Asset Management Company Limited, he has worked with Dolat Capital Markets Ltd., India Infoline Ltd., Sun Engineering Ltd., Al Ahlia Portfolio Securities Co., IIT Investrust.

Investment objective

The scheme seeke to capital appreciation by managing the asset allocation between equity oriented, debt oriented and gold ETF schemes.

HDFC Mutual Fund details

No. of schemes	75 view all schemes
Total AUM	₹7,80,967 Crs as on Mar 31, 2025
Address	"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate Mumbai, 400020
Email	shareholders.relations@hdfcfund.com
Phone	022 ? 66316333

More funds from HDFC Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
HDFC Balanced Advantage Fund	N.A.	₹94,824 Crs	10.05%	26.97%
HDFC Retirement Savings Fund - Hybrid Equity Plan	N.A.	₹1,567 Crs	9.5%	22.55%
HDFC Hybrid Equity Fund	N.A.	₹23,229 Crs	10.18%	21.68%
HDFC Multi Asset Fund	N.A.	₹4,034 Crs	12.73%	20.29%
HDFC Equity Savings Fund	N.A.	₹5,430 Crs	7.99%	14.65%
HDFC Hybrid Debt Fund	N.A.	₹3,310 Crs	10.38%	13.4%

See all Hybrid funds from this AMC

Frequently asked questions

What is the current NAV of HDFC Asset Allocator FoF?

The current Net Asset Value (NAV) of the HDFC Asset Allocator FoF - Direct Growth plan is approximately ₹18.684 as of Apr 23, 2025.

What are the returns of this mutual fund scheme?

The HDFC Asset Allocator FoF is a 4 yrs old fund and has delivered average annual returns of 16.95% since inception.

HDFC Asset Allocator FoF Returns

1-Year	3-Year	Since Inception
14.42%	17.19%	16.95%

How much does this mutual fund charge as expense ratio?

The HDFC Asset Allocator FoF - Direct Growth has an expense ratio of 0.1%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The HDFC Asset Allocator FoF currently has assets under management (AUM) or fund size valued at approximately ₹3,683 Crs crore as of Mar 31, 2025.

What is the quality of borrowers this mutual fund scheme lends to?

The credit rating of the instruments in which the fund invests represents the quality of the borrower.

The HDFC Asset Allocator FoF's debt portion's allocation by credit quality is given below

Credit Quality	Percentage of Portfolio
AAA	15.899712%
SOV	12.200232%
Cash & Call Money	3.355517%

What is risk level of HDFC Asset Allocator FoF?

This is a Hybrid Fof fund comes with High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in HDFC Asset Allocator FoF?

It is very fast, easy, and completely paperless in this mutual fund scheme on ET Money. It is just a matter of a few minutes. Here's how:

For the Desktop Version:

Click on the "Invest Now" button at the top right, then scan the QR code to download the app.

For the Mobile Version:

Click on the "Invest on App" button at the bottom to download the app.
Once the app is downloaded:
Sign-up and complete your one time KYC process, or log in if you're already registered.
Search for HDFC Asset Allocator FoF and choose the investment mode (Lump sum investment or a SIP). Then, enter your investment amount.
Fill in additional required details, including the bank account you'll use for payment, and confirm.

All set! Your investment in HDFC Asset Allocator FoF is complete.

How can I redeem my investments in HDFC Asset Allocator FoF?

Redeeming your investments in HDFC Asset Allocator FoF is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in HDFC Asset Allocator FoF from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Hybrid FoF

#NA

Return Outperformance: This fund has generated highest return amongst Hybrid FoF funds in the last 3 Years.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 365 days.