Bandhan Sterling Value Fund Regular-Growth

Q: What are the returns of Bandhan Sterling Value Fund?

The Bandhan Sterling Value Fund is a 17 yrs 4 m old fund and has delivered average annual returns of 17.05% since inception. Bandhan Sterling Value Fund Returns 1-Year 3-Year 5-Year 10-Year Since Inception 3.51% 20.17% 35.06% 14.95% 17.05%

NAV as of May 22, 2025	Returns since inception	ET Money Rank	AUM (Fund size)
₹145.04-0.53% 1 day change	17.05% p.a.	#NA View Ranked Funds	₹9,774 Crs

Historical NAV & returns

NAV: ₹145.04 as on May 22, 2025

This fund Category average

Bandhan Sterling Value Fund overview

Expense ratio	1.75% as on Apr 30, 2025
Exit load	1.0% Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.!
AUM (Fund size)	₹9,774 Crs
Lock-in	No Lockin
Age	17 yrs 4 m since Jan 09, 2008
Benchmark	BSE 500 TRI
Min. investment	SIP ₹1000 & Lump. ₹5000
Risk	Very High
Short term capital gains (STCG)	Returns taxed at 20% if you redeem before 1 year
Long term capital gains (LTCG)	After 1 year, pay tax of 12.5% on returns of ₹1.25 lakh+ in a financial year

Bandhan Sterling Value Fund Returns calculator

Investment type

Monthly investment

₹ 10,000

Investment period

Lumpsum investment

₹1 lakh

Investment period

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully. Past performance is not an indicator of future returns.

Total investment ₹ 12 lakh
Profit ₹12 lakhs
Total corpus ₹1 lakh
Absolute return 52.69%

Trailing returns as on May 23, 2025

Period	This fund	Category average
1 Month	1.48%	1.63%
3 Months	8.3%	9.19%
6 Months	-1.63%	-1.73%
1 Year	3.51%	5.41%
2 Years	21.96%	23.45%
3 Years	20.17%	20.89%
4 Years	18.91%	17.43%
5 Years	35.06%	26.83%
7 Years	14.87%	15.16%
10 Years	14.95%	13.94%

Asset allocationas on Apr 30, 2025

Large Cap 61.299546%

Mid Cap 14.598177%

Small Cap 15.512277%

Other Cap 0.0%

Top holdings

HDFC Bank Ltd.8.08%

Reliance Industries Ltd.7.19%

Axis Bank Ltd.5.7%

ICICI Bank Ltd.3.65%

Top sectors

Financial 27.36%

Energy 10.969999999999999%

Consumer Staples 7.13%

Technology 7.000000000000001%

Credit quality

Bifurcation by Credit Quality is not available for this fund

Top Debt Holdings

Others 0.06%

Allocation by Instruments

Bifurcation by Instrument is not available for this fund

Other Holdings

Others 9.89%

Peer comparison

Fund name	ETM Rank	AUM (in Crs.)	Fund age	Expense ratio
Bandhan Sterling Value Fund	N.A.	₹9,774 Crs	17 yrs 4 m	1.75%
SBI Contra Fund	N.A.	₹44,069 Crs	12 yrs 4 m	0.63%
ICICI Prudential India Opportunities Fund	N.A.	₹27,197 Crs	6 yrs 4 m	0.64%
ICICI Prudential Value Discovery Fund	N.A.	₹51,112 Crs	12 yrs 4 m	1.0%
ICICI Prudential Dividend Yield Equity Fund	N.A.	₹5,231 Crs	11 yrs 1 m	0.62%
ICICI Prudential India Equity FOF	N.A.	₹168 Crs	5 yrs 3 m	0.62%

Fund name	1M	6M	1Y	3Y	5Y	10Y
Bandhan Sterling Value Fund	1.48%	-1.63%	3.51%	20.17%	35.06%	14.95%
SBI Contra Fund	2.26%	0.12%	6.5%	25.67%	37.77%	16.69%
ICICI Prudential India Opportunities Fund	1.64%	3.72%	13.6%	27.59%	35.88%	14.16%
ICICI Prudential Value Discovery Fund	2.57%	3.48%	13.25%	24.23%	31.07%	15.78%
ICICI Prudential Dividend Yield Equity Fund	0.5%	2.39%	9.09%	27.44%	35.0%	16.76%
ICICI Prudential India Equity FOF	2.07%	1.64%	10.68%	23.96%	31.6%	12.17%

Fund name	Std. deviation	Beta	Sharpe	Sortino
Bandhan Sterling Value Fund	13.87	0.9	0.74	1.16
SBI Contra Fund	13.23	0.86	1.15	1.97
ICICI Prudential India Opportunities Fund	12.63	0.81	1.36	2.82
ICICI Prudential Value Discovery Fund	12.2	0.77	1.17	2.15
ICICI Prudential Dividend Yield Equity Fund	13.26	0.85	1.31	2.27
ICICI Prudential India Equity FOF	12.72	0.83	1.09	1.9

View all Strategy funds

Key risk & return ratios Compared to other funds in the category

Alpha	2.1 vs. 4.97 Underperformed at beating benchmark
Sharpe	0.74 vs. 5.33 Poor risk-adjusted returns
Beta	0.9 vs. 0.78 More sensitive to market's ups & downs
Standard deviation	13.87 vs. 10.05 More volatile performance

Compare Bandhan Sterling Value Fund in detail with

About this fund

About Bandhan Sterling Value Fund

Bandhan Sterling Value Fund Regular-Growth is a Strategy mutual fund scheme from Bandhan Mutual Fund. This fund has been in existence for 17 yrs 4 m, having been launched on 09/01/2008. Bandhan Sterling Value Fund Regular-Growth has ₹9,774 Crores worth of assets under management (AUM) as on 31/03/2025 and is medium-sized fund of its category. The latest Net Asset Value (NAV) of Bandhan Sterling Value Fund Regular-Growth as of 22/05/2025 is ₹145.04. The fund has an expense ratio of 1.75%, which is higher than what most other Strategy funds charge.

Bandhan Sterling Value Fund Regular-Growth returns of last 1-year are 4.27%. Since launch, it has delivered 16.80% average annual returns. The fund has doubled the money invested in it every 4 yrs.
Bandhan Sterling Value Fund Regular-Growth scheme's ability to deliver returns consistently is in-line with most funds of its category. Its ability to control losses in a falling market is average.
The fund has the majority of its money invested in Financial, Energy, Consumer Staples, Technology, Automobile sectors. It has taken less exposure in Financial, Energy sectors compared to other funds in the category.
The fund's top 5 holdings are in HDFC Bank Ltd., Reliance Industries Ltd., Axis Bank Ltd., ICICI Bank Ltd., Tata Consultancy Services Ltd..

...

Fund AUM	₹9,774 Crs as on Mar 31, 2025
Scheme document	View Scheme Document

Fund managers

Daylynn Gerard Paul Pinto

Mr. Pinto is a B.Com (H) and PGDM. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

Investment objective

The Scheme seeks to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy.

Bandhan Mutual Fund details

No. of schemes	66 view all schemes
Total AUM	₹1,67,339 Crs as on Mar 31, 2025
Address	One World Centre, 6th Floor, Tower 1C, Senapati Bapat Marg, Prabhadevi Mumbai, 400013

More funds from Bandhan Mutual Fund

Fund name	ETM Rank	AUM (in Crs.)	1Y	5Y
Bandhan Small Cap Fund	N.A.	₹9,516 Crs	17.78%	39.87%
Bandhan Infrastructure Fund	N.A.	₹1,563 Crs	0.28%	39.81%
Bandhan Sterling Value Fund	N.A.	₹9,774 Crs	4.61%	36.52%
Bandhan Core Equity Fund	N.A.	₹7,967 Crs	9.71%	32.03%
Bandhan ELSS Tax Saver Fund	N.A.	₹6,597 Crs	4.3%	30.97%
Bandhan Focused Equity Fund	N.A.	₹1,685 Crs	15.29%	24.1%

See all Equity funds from this AMC

Frequently asked questions

What is the current NAV of Bandhan Sterling Value Fund?

The current Net Asset Value (NAV) of the Bandhan Sterling Value Fund - Direct Growth plan is approximately ₹145.04 as of May 22, 2025.

What are the returns of this mutual fund scheme?

The Bandhan Sterling Value Fund is a 17 yrs 4 m old fund and has delivered average annual returns of 17.05% since inception.

Bandhan Sterling Value Fund Returns

1-Year	3-Year	5-Year	10-Year	Since Inception
3.51%	20.17%	35.06%	14.95%	17.05%

How much does this mutual fund charge as expense ratio?

The Bandhan Sterling Value Fund - Direct Growth has an expense ratio of 1.75%, which reflects the fund's management and operating costs. This percentage is subtracted from the fund's annual returns, impacting net returns for investors.

What is the AUM or fund size of this mutual fund?

The Bandhan Sterling Value Fund currently has assets under management (AUM) or fund size valued at approximately ₹9,774 Crs crore as of Mar 31, 2025.

What are the top stock holdings of Bandhan Sterling Value Fund?

The Bandhan Sterling Value Fund has invested the majority of its money in the stocks of the following companies -

Company	Percentage of Portfolio
HDFC Bank Ltd.	8.08%
Reliance Industries Ltd.	7.19%
Axis Bank Ltd.	5.7%
ICICI Bank Ltd.	3.65%
Tata Consultancy Services Ltd.	3.18%
Kotak Mahindra Bank Ltd.	2.88%
Infosys Ltd.	2.3%
Jindal Steel & Power Ltd.	2.29%
HDFC Life Insurance Co Ltd.	1.98%
ITC Ltd.	1.96%

What are the top sectors Bandhan Sterling Value Fund has invested in?

The Bandhan Sterling Value Fund has primarily invested in the following sectors

Sector	Percentage of Portfolio
Financial	27.36%
Energy	10.969999999999999%
Consumer Staples	7.13%
Technology	7.000000000000001%
Automobile	6.65%
Healthcare	6.08%
Metals & Mining	4.91%
Insurance	4.74%
Services	3.9699999999999998%
Materials	3.59%

What is risk level of Bandhan Sterling Value Fund?

This is a Strategy fund comes with Very High risk.

Is there any lock-in period in this mutual fund?

No, this fund does not have any lock-in period.

How do I invest in Bandhan Sterling Value Fund?

Bandhan Sterling Value Fund Regular-Growth is the regular plan of the fund. For this plan of you pay 1.75% as annual charges. On the other hand if you go for the direct plan available on ET Money, you pay 0.69%. That's 1.06% less.

Regular plans charge more because when you buy them, the fund pays commission to the agent. This is an additional expense for the fund and to cover this expense, the fund takes a bigger share from the returns generated by your investments.

So, the lower annual cost of the direct plan means you will earn 1.06% if you opt for direct plan of Bandhan Sterling Value Fund

How can I redeem my investments in Bandhan Sterling Value Fund?

Redeeming your investments in Bandhan Sterling Value Fund is super easy. If you have invested in this fund via ET Money, just login into the app, go to the investment section and put the redemption request.

If you have invested in Bandhan Sterling Value Fund from anywhere else, you can go to the fund house website and put a request through it.

ET Money rank

in Strategy

#NA

Return Consistency: This fund is one of the best in generating consistent return in it's category.
Return Outperformance: This fund has generated highest return amongst Strategy funds in the last 10 Years.
Volatility Protection: This fund ranks lower in terms of protecting against volatility within its category.
Return/Risk: The fund is performing poorly than its category.
Exit Load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.